UUP Benefit Trust Fund Group Term Life Insurance Program

We were just informed by UNUM (UUP’s life Insurance carrier) that the New York State Department of Financial Services (DFS) Life Bureau is requiring that Unum remove all Value Added Services (Worldwide Emergency Travel Assistance, Life Planning Financial and Legal Resources, Employee Assistance/LifeBalance – EAP) from New York situs Life products. Therefore, UUP will no longer be able to offer the Worldwide Travel Assistance program to our represented employees beginning January 1, 2021.

It is with great regret that we inform you of this action. The New York State DFS Life Bureau has confirmed that Unum’s insurance policies do not contain specific enough language to allow them to offer value-added services to their customers.Unum has attempted to resolve this issue by adding to their previously approved product filings, unfortunately, the New York State DFS Life Bureau has been unwilling to approve new policy language on the grounds that the services do not have nexus, or inherently relevant connection, to life insurance.

Please spread this information out to your chapter colleagues and retiree members. Should you have any questions or would like any additional information, please feel free to contact the UUP Benefit Trust Fund at 800-887-3863.

In Solidarity,
Tom
Tom Hoey
State Wide Membership Development Officer United University Professions
UUP Office 518-640-6639