{"id":740,"date":"2019-03-31T14:50:59","date_gmt":"2019-03-31T14:50:59","guid":{"rendered":"http:\/\/www.uuphost.org\/binghamton\/?p=740"},"modified":"2019-03-31T14:52:37","modified_gmt":"2019-03-31T14:52:37","slug":"if-your-in-default-on-your-student-loan-dont-let-betsy-devos-take-your-tax-refund","status":"publish","type":"post","link":"https:\/\/www.uuphost.org\/binghamton\/?p=740","title":{"rendered":"If Your in Default On Your Student Loan, Don\u2019t Let Betsy DeVos Take Your Tax Refund"},"content":{"rendered":"<p>If you&#8217;re in default on your student loan at tax time, the government can seize your tax refund. <a href=\"https:\/\/youtu.be\/teGw9BghJ0U\" target=\"_blank\" rel=\"noopener noreferrer\">Watch this video to see two ways to get out of default and get your money!<\/a><\/p>\n<p><a href=\"https:\/\/youtu.be\/teGw9BghJ0U\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-741 aligncenter\" src=\"http:\/\/www.uuphost.org\/binghamton\/wp-content\/uploads\/2019\/03\/DontLet-300x168.png\" alt=\"\" width=\"300\" height=\"168\" srcset=\"https:\/\/www.uuphost.org\/binghamton\/wp-content\/uploads\/2019\/03\/DontLet-300x168.png 300w, https:\/\/www.uuphost.org\/binghamton\/wp-content\/uploads\/2019\/03\/DontLet-500x280.png 500w, https:\/\/www.uuphost.org\/binghamton\/wp-content\/uploads\/2019\/03\/DontLet.png 503w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><\/p>\n<p>We\u2019ve heard all kinds of stories at the AFT\u2019s student debt clinics, where we\u2019ve helped hundreds of members lower their monthly payments and avoid interest they shouldn\u2019t have to pay. If you\u2019ve defaulted on your student loans\u2014meaning you haven\u2019t made a payment in over a year\u2014you\u2019re not alone. Three thousand people default every single day.<\/p>\n<p>And every time someone defaults, they risk losing any tax refund they may be counting on to pay rent, utilities, and other basics.<\/p>\n<p>We think a system that results in 3,000 people defaulting on their loans every day is deeply flawed\u2014and we\u2019re working on a policy that would fix that system rather than punish folks who are already struggling to pay for school. Meanwhile, we have some advice about how to keep your tax refund if you haven\u2019t filed yet, even if you are in default.<\/p>\n<p>Every year, the Department of Education garnishes more than $2 billion in tax returns because of unpaid student debt. This is a silent crisis affecting more than 9 million student loan borrowers. You have options though!<\/p>\n<p><a href=\"https:\/\/youtu.be\/teGw9BghJ0U\" target=\"_blank\" rel=\"noopener noreferrer\">Watch the video to find out what steps to take today.<\/a><\/p>\n<p>Use Facebook and Twitter to help other borrowers hang onto their refunds.<\/p>\n<p>Jeri<\/p>\n<p>Jeri O\u2019Bryan-Losee<br \/>\nStatewide Secretary\/Treasurer<br \/>\nUnited University Professions<br \/>\nPost Office Box 15143<br \/>\nAlbany, New York 12212-5143<br \/>\n800 342 4206 \/ 518 640 6600<br \/>\n<a href=\"http:\/\/www.uupinfo.org\" target=\"_blank\" rel=\"noopener noreferrer\">www.uupinfo.org<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you&#8217;re in default on your student loan at tax time, the government can seize your tax refund. Watch this video to see two ways to get out of default and get your money! We\u2019ve heard all kinds of stories &hellip; <a href=\"https:\/\/www.uuphost.org\/binghamton\/?p=740\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-740","post","type-post","status-publish","format-standard","hentry"],"_links":{"self":[{"href":"https:\/\/www.uuphost.org\/binghamton\/index.php?rest_route=\/wp\/v2\/posts\/740","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.uuphost.org\/binghamton\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.uuphost.org\/binghamton\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.uuphost.org\/binghamton\/index.php?rest_route=\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.uuphost.org\/binghamton\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=740"}],"version-history":[{"count":3,"href":"https:\/\/www.uuphost.org\/binghamton\/index.php?rest_route=\/wp\/v2\/posts\/740\/revisions"}],"predecessor-version":[{"id":744,"href":"https:\/\/www.uuphost.org\/binghamton\/index.php?rest_route=\/wp\/v2\/posts\/740\/revisions\/744"}],"wp:attachment":[{"href":"https:\/\/www.uuphost.org\/binghamton\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=740"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.uuphost.org\/binghamton\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=740"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.uuphost.org\/binghamton\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=740"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}